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Medical Services and Supplies Coverage | Active Plan

This benefit provides coverage for essential medical services and supplies to support your health needs.

Medical Services Coverage


Ambulance & Transportation: Covers transportation to the nearest hospital for essential treatment.


Chronic Care: Provides up to $25 per day for care in a hospital, nursing home, or by a nurse at home, for conditions unlikely to improve or worsen in the next 12 months.


Hospital Accommodation: Covers private room and board, including government-authorized co-payments for accommodation in a nursing home when treatment is acute, convalescent, or palliative.


Nursing Care: Covers home nursing services from a registered or licensed practical nurse in Canada. Pre-care assessment is required.


Injury Treatment for Natural Teeth: Covers treatment for accidental injury to sound natural teeth when started within 60 days and completed within 12 months.


Medical Supplies Coverage


Diabetic Supplies:

  • Flash Glucose Machines

  • Blood Glucose Monitoring Machines: Lifetime maximum of $250

  • Continuous Glucose Monitors: Up to $4,000 per calendar year.

  • Insulin Pumps: Full reimbursement for the initial purchase, and $5,000 every three years for replacements.


Hearing and Speech Aids:

  • Hearing Aids: Up to $2,000 every 60 months (excluding accessories).

  • Speech Aids: Up to $4,000 every five calendar years.


Breathing Equipment:

  • Covers oxygen and breathing machines like CPAP machines and dental sleep apnea devices (limited to one device every five years).


Orthopedic Equipment:

  • Includes braces, custom-made foot orthotics, orthopedic shoes, and cervical collars.

  • Orthotics and orthopedic shoes are covered up to $300 for children under 20 and $500 for others.


Prosthetic Equipment:

  • Covers artificial eyes, standard artificial limbs, external breast prostheses (once per year), and surgical brassieres (four per lifetime).


Mobility Aids:

  • Includes canes, walkers, crutches, wheelchairs, mechanical patient lifters (one lifter every 5 years, up to $2,000), and outdoor wheelchair ramps (up to $2,000 per lifetime).


Other Medical Supplies:

  • Covers hospital beds, colostomy supplies, catheters, transcutaneous nerve stimulators, compression hose (up to 2 pairs per year), wigs for cancer patients ($500 per lifetime), and more.


Smoking Cessation: Up to $1,500 per calendar year for cessation products.


Benefits of Film covers a variety of paramedical services and supplies provided by licensed and qualified professionals. For first-time use of a practitioner, contact Canada Life to confirm coverage.



Paramedical Services


Coverage: $700 per Person, Per Calendar Year, Per Specialty for:


  • Acupuncturist

  • Chiropractor

  • Kinesiologist

  • Massage Therapist

  • Naturopath

  • Osteopath (excluding diagnostic x-rays)

  • Physiotherapist/Occupational Therapist (combined limit)

  • Podiatrist (including surgery, excluding diagnostic x-rays)

  • Speech Therapist



$5,000 Combined Maximum, Per Person, Per Calendar Year for:


  • Counsellor (Certified or Clinical)

  • Psychologist

  • Social Worker

  • Psychotherapists (Registered, Licensed, Counselling Psychotherapist, Psychoeducator)

  • Counsellors (Licensed, Certified, Clinical, Registered Professional, Therapeutic)

  • Mental Health Therapist

  • Marriage and Family Therapist

  • Psychoanalyst

  • Sexologist



*Note: Refer to the booklets for detailed information, exceptions, and conditions for availing these benefits.

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